Protect
Signers & recovery
On-chain security: backup signers, recovery credentials, spending limits enforced by the smart account contract.
A Sembol wallet is a contract, so security is on-chain and survives Sembol itself: extra signers, recovery, and spending caps are enforced by the smart account, not by an API someone could turn off.
Backup signers
Add a second passkey (another device) or an Ed25519 public key whose secret lives offline. SignerList + AddSignerButton cover the UI; useSigners, useAddSigner, useRemoveSigner are the headless path. The last signer cannot lock itself out through the UI.
Recovery
Enroll a recovery credential while the device is still in hand (RecoverySetup). To get back in later: open the app on any device and run RecoverySetup mode="recover", which is exactly what the demo wallet's create page does under "Lost your device?".
Spending limits
SpendingPolicyForm installs an on-chain policy capping XLM out per time window. Payments beyond the cap are rejected by the contract during auth, not by client code. Changing the window re-installs the policy and asks for two approvals.